Are you a real estate investor in Massachusetts looking for fast, flexible financing? Mayflower Venture Partners is a direct hard money lender serving investors across the state — from Boston to Worcester, Springfield to the South Shore and everywhere in between.
We specialize in fix and flip loans, new construction financing, and cash-out refinances for residential and commercial investment properties. Whether you’re buying a distressed property, funding a ground-up build, or pulling equity out of an existing asset, we move fast and we understand your deal.
What Is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan secured by real estate. Unlike conventional bank financing, hard money loans are underwritten primarily on the value of the property — not your tax returns, W-2s, or debt-to-income ratio. This makes them ideal for real estate investors who need to move quickly or who may not qualify for traditional financing.
Hard money loans typically close in days, not weeks, making them the go-to financing tool for competitive real estate markets like Massachusetts.
Fix and Flip Loans in Massachusetts
Massachusetts is one of the most active fix and flip markets in the country. With a severe shortage of move-in ready housing inventory, renovated properties sell fast and at strong prices — creating real opportunity for investors who can execute.
Mayflower Venture Partners provides fix and flip loans up to 90% of total project cost, with rates starting at 9% and terms up to 12 months. We fund the purchase and the construction holdback in a single loan, so you’re not juggling multiple lenders or multiple closing costs.
We’ve funded fix and flip projects across eastern and western Massachusetts — single family homes, multi-family properties, and mixed-use buildings.
New Construction Loans in Massachusetts
Ground-up construction is one of the highest-returning strategies in Massachusetts real estate — and one of the hardest to finance through traditional lenders. Banks are slow, requirements are strict, and most don’t understand the construction draw process. We do. Mayflower Venture Partners offers new construction loans for residential and small commercial projects across Massachusetts. We work directly with the borrower and their contractor to set up a draw schedule that keeps the project moving without unnecessary delays.
Cash-Out Refinance for Investment Properties
Already own investment property in Massachusetts? A cash-out refinance from Mayflower Venture Partners lets you pull equity out of an existing asset to fund your next acquisition or renovation — without selling.
We lend on non-owner occupied residential and commercial investment properties. If you have equity and a plan, we want to hear from you.
Why Investors Choose Mayflower Venture Partners
We are a direct lender, not a broker. That means faster answers, cleaner communication, and a smoother closing.
We’ve been lending to Massachusetts real estate investors for years. We know the markets, we understand the deals, and we move at the speed this business requires.
Common sense underwriting. Competitive rates. A team that picks up the phone.
Loan Parameters — Massachusetts
Loan amounts from $250,000 to $5,000,000. Up to 90% loan to cost. Up to 70% of after repair value. Terms from 12 months. Fix and flip, new construction, and cash-out refinance available. We also do DSCR loans for long term rental properties.
Service Area
We lend across all of Massachusetts including Boston, Worcester, Springfield, Lowell, Cambridge, Brockton, New Bedford, Fall River, Quincy, Lynn, Newton, Somerville, Lawrence, Framingham, Waltham, and surrounding areas.
Ready to Get Started?
If you have a deal in Massachusetts and you need a lender who can move, reach out to Mayflower Venture Partners today. We’ll give you a straight answer fast.