Return On Investment (ROI)
The majority of property investors involved in “fix and flip” projects are mainly driven by the potential profit, specifically their ROI.
Non-Bank Underwriting
Banks typically require strong credit, substantial cash reserves, and proven fix-and-flip experience.
Leverage and Liquidity
Traditional bank loans for real estate require more upfront and stricter qualifications than hard money loans.
Speed and Efficiency
Private lenders usually focus on fix-and-flip loans, while traditional banks often avoid them entirely.
Why Invest in Acton?
Hard Money Lender Acton, MA is more than just a quiet suburb; it’s a high-demand market known for its top-tier schools and easy access to Boston via the Fitchburg commuter rail. For investors, this means strong resale values and a consistent pool of buyers looking for renovated homes.
Fix-and-Flip Potential
Older Cape and Colonial-style homes are prime candidates for modern upgrades.
New Construction
With limited inventory, high-end new builds in Acton continue to command premium prices.
Our Loan Programs for Acton Investors
Fix N Flip Loans
- 80-90% of Acquisition
- 100% of Construction
- Close in 10 Days
- Term Sheet in 24 Hours*
Ground Up – New Construction
- 50-75% of Land Acquisition
- Up to 100% of Construction
- 1-4 Units
- Easy Draw process
Long Term Rental Loans (DSCR)
- Up to 80% LTV
- 20-30 year terms
- Rates Starting at 6.75%
- Refinance and Cash-Out Options
Our Loan Process
Our primary goal is the seamlessly take our clients from Application to Funding so they can focus on what they do best — their projects.
Submit Application
Send us our application, the P&S and your budget.
Loan Underwriting
We will send you a term sheet within 24 hours.
Document Collection
We’ll collect the necessary documents we need while title and appraisal are being obtained.
Closing
The closing attorney will coordinate with us, buyer and seller. Congratulations!
Latest Case Studies
119 Oak Hill St
- Purchase:
$1,575,000 - Down Payment:
$235,000 - Construction:
$410,000 - Loan Amount:
$1,750,000 - After Repair Value:
$2,800,000
54 Pilgrim Road
Single Family Flip + Addition
- Purchase:
$575,000 - Down Payment:
$125,000 - Construction:
$500,000 - Loan Amount:
$950,000 - After Repair Value:
$1,500,000
57 Palmer Street
New Construction 2 units
- Purchase:
$400,000 - Down Payment:
$150,000 - Construction:
$600,000 - Loan Amount:
$850,000 - After Repair Value:
$1,400,000
Frequently Asked Questions
We pride ourselves on speed. While traditional banks can take over 45 days, Mayflower Venture Partners can issue a term sheet within 24 hours and typically close your loan in as little as 10 days once the appraisal and title are clear.
We focus primarily on the asset and the deal rather than just your credit report. While we prefer a FICO score of 620 or higher, we are non-bank underwriters, meaning we have the flexibility to fund strong projects even if you have a less-than-perfect credit history.
Yes! We enjoy partnering with first-time flippers. If the deal is solid and you have a clear renovation budget, we can provide financing (typically requiring a 20% down payment for new investors) to help you get your start in the Acton market.
Our process is built for efficiency. You request a draw through our app, submit photos of the completed work, and our team reviews it immediately. Approved funds are typically wired to your account within 48 hours, ensuring your Acton project never stalls.
We specialize in 1–4 unit residential properties, including single-family homes, condos, and multi-family units. We also consider commercial and mixed-use projects on a deal-by-deal basis, provided they align with our lending criteria.